Need help? Talk to a specialist.
29 lender profiles covering Washington. Compare wholesale channels, DSCR programs, close times, and verified market intel before you send the file.
Reno, NV
Scottsdale, AZ
Rochester, NY
Detroit, MI
Atlanta, GA
Madison, WI
Reno, NV
Freedom Mortgage Wholesale is a national mortgage lender offering FHA programs through wholesale channels. Known for fast turn times.
Loan Daddy LLC — Investment Property Specialists
Scottsdale, AZ
Loan Daddy LLC is a specialty mortgage broker focusing on DSCR loans, investment property financing, and non-QM programs. We work with the top DSCR and non-QM lenders to find the best rate for your deal.
Rochester, NY
Plaza Home Mortgage is a national mortgage lender offering VA programs through wholesale channels. Known for flexible guidelines.
Rocket Mortgage (Quicken Loans)
Detroit, MI
America's largest retail mortgage lender. Rocket offers a fully digital mortgage experience for purchase and refinance. Best for borrowers who want a streamlined online process with strong brand recognition.
Angel Oak Mortgage Solutions
Atlanta, GA
Leading non-QM wholesale lender. Angel Oak specializes in bank statement loans, DSCR loans, asset depletion, and recent credit event programs. Excellent for self-employed and investor borrowers.
Madison, WI
Top-ranked mortgage lender for customer satisfaction. Full product lineup.
Baton Rouge, LA
Finance of America is a national mortgage lender offering conventional programs through correspondent channels. Known for flexible guidelines.
United Wholesale Mortgage (UWM)
Pontiac, MI
The #1 wholesale mortgage lender in the US. UWM offers conventional, FHA, VA, USDA, jumbo, and non-QM loans exclusively through licensed mortgage brokers. Known for fast closings and broker-focused technology.
Fort Collins, CO
Bayview Loan Servicing is a national mortgage lender offering FHA programs through correspondent channels. Known for flexible guidelines.
Colorado Springs, CO
Caliber Home Loans is a national mortgage lender offering non-QM programs through correspondent channels. Known for competitive pricing.
Brecksville, OH
One of the fastest-growing mortgage lenders in the US with 7,000+ loan officers.
Fort Collins, CO
AmeriHome Mortgage is a national mortgage lender offering VA programs through correspondent channels. Known for strong AE support.
Springfield, MA
CMG Financial is a national mortgage lender offering jumbo programs through retail channels. Known for competitive pricing.
Phoenix, AZ
Flagstar Bank Wholesale is a national mortgage lender offering jumbo programs through correspondent channels. Known for fast turn times.
San Diego, CA
Employee-owned lender known for personalized service and diverse loan programs.
Knoxville, TN
Homebridge Financial is a national mortgage lender offering jumbo programs through wholesale channels. Known for fast turn times.
Riverside, CA
Mortgage Wholesale Direct is a national mortgage lender offering non-QM programs through retail channels. Known for strong AE support.
Cincinnati, OH
Newrez Wholesale is a national mortgage lender offering VA programs through retail channels. Known for competitive pricing.
Las Vegas, NV
SI Wholesale is a national mortgage lender offering DSCR programs through wholesale channels. Known for fast turn times.
Aurora, CO
Sprout Wholesale is a national mortgage lender offering conventional programs through wholesale channels. Known for fast turn times.
Richmond, VA
Stearns Lending is a national mortgage lender offering FHA programs through retail channels. Known for strong AE support.
Rochester, NY
Academy Mortgage Wholesale is a national mortgage lender offering non-QM programs through correspondent channels. Known for flexible guidelines.
Buffalo, NY
Axia Home Loans is a national mortgage lender offering FHA programs through wholesale channels. Known for strong AE support.
Boston, MA
Planet Home Lending is a national mortgage lender offering VA programs through retail channels. Known for strong AE support.
Salt Lake City, UT
Privately held lender with local market expertise and diverse programs.
Frederick, MD
TPO Lending Partners is a national mortgage lender offering jumbo programs through correspondent channels. Known for competitive pricing.
Columbus, GA
Citizens Bank Mortgage is a national mortgage lender offering VA programs through retail channels. Known for fast turn times.
Foothill Ranch, CA
One of the nation's largest non-bank mortgage lenders. loanDepot offers retail and wholesale channels with competitive rates on conventional, FHA, VA, and jumbo loans.
PennyMac Loan Services
Westlake Village, CA
Top 5 national lender and servicer. PennyMac offers competitive conventional, FHA, VA, and USDA loans through retail and correspondent channels. Strong in purchase and refinance.
Channel mix reflects how lenders distribute in Washington. Wholesale/TPO channels dominate the broker market, while retail and correspondent channels serve direct borrowers and correspondent partners respectively.
LenderBlackbook tracks wholesale, correspondent, and retail channels for every lender in Washington. Use the channel filter to see only TPO-friendly lenders, or filter by comp plan structure (flat fee vs. basis points) to match your brokerage model.
Based on broker-reported data, lenders in Washington average between 2-6 hours for initial pricing response. Debt funds and portfolio lenders typically respond faster than conventional channels.
Most wholesale lenders active in Washington now offer DSCR or non-QM investor programs. Programs vary by minimum DSCR (1.0-1.25), max LTV (75-80%), and seasoning requirements. Check individual lender profiles for program specifics.
Compensation structures in Washington range from 100-275 basis points on wholesale, with some lenders offering flat-fee pricing for high-volume broker partners. LenderBlackbook notes comp plan details on verified profiles.
Close times in Washington range from 14-35 days depending on the lender and product. Portfolio lenders and debt funds typically close in 14-21 days, while correspondent channels average 25-30 days.
Yes. Most lenders tracked in Washington actively finance investment properties, including single-family rentals, multifamily, and short-term rentals. Program availability depends on the lender's investor concentration and state-specific overlays.
LenderBlackbook tracks the details brokers and investors actually care about: channel mix, DSCR appetite, response speed, and who is consistently closing in market. Use these state pages to shortlist lenders with verified programs, stronger execution reputations, and the kind of wholesale intel that keeps files moving.