Mortgage Lenders in Virginia
18 mortgage lenders serving Virginia. Compare rates, loan programs, and read verified reviews.
Madison, WI
Top-ranked mortgage lender for customer satisfaction. Full product lineup.
Atlanta, GA
Leading non-QM wholesale lender. Angel Oak specializes in bank statement loans, DSCR loans, asset depletion, and recent credit event programs. Excellent for self-employed and investor borrowers.
Pontiac, MI
The #1 wholesale mortgage lender in the US. UWM offers conventional, FHA, VA, USDA, jumbo, and non-QM loans exclusively through licensed mortgage brokers. Known for fast closings and broker-focused technology.
Brecksville, OH
One of the fastest-growing mortgage lenders in the US with 7,000+ loan officers.
Detroit, MI
America's largest retail mortgage lender. Rocket offers a fully digital mortgage experience for purchase and refinance. Best for borrowers who want a streamlined online process with strong brand recognition.
Virginia Beach, VA
Virginia Beach mortgage lender. VA, FHA, conventional, and jumbo loans. Military relocation specialists, VA purchase and refi.
Richmond, VA
Richmond VA mortgage lender. VA, FHA, conventional, and jumbo loans. Military specialist, VA purchase and refi experts.
Linthicum, MD
Mid-Atlantic and Southeast focused lender with strong VA and FHA programs.
Roswell, GA
Southeast-focused lender with deep FHA and VA expertise.
Roanoke, VA
Roanoke VA mortgage lender. FHA, VA, USDA, and conventional loans. Rural Virginia and mountain communities.
Dallas, TX
Texas-based lender with national footprint and strong non-QM programs.
Charleston, WV
Charleston WV mortgage lender. FHA, USDA, VA, and conventional loans. Rural housing specialists serving the Mountain State.
Coppell, TX
National lender with extensive non-QM and portfolio loan offerings.
Anaheim, CA
Full-service lender and servicer specializing in non-QM and government loans.
Horsham, PA
National lender with reverse mortgage and non-QM specialties.
Westlake Village, CA
Top 5 national lender and servicer. PennyMac offers competitive conventional, FHA, VA, and USDA loans through retail and correspondent channels. Strong in purchase and refinance.
Foothill Ranch, CA
One of the nation's largest non-bank mortgage lenders. loanDepot offers retail and wholesale channels with competitive rates on conventional, FHA, VA, and jumbo loans.
Virginia Beach, VA
Wholesale-to-retail lender known for competitive pricing and tech platform.
Finding a Mortgage in Virginia — FAQ
What mortgage programs are available in Virginia?
Virginia borrowers have access to conventional loans (Fannie/Freddie), FHA loans (3.5% down), VA loans (0% down for veterans), USDA rural loans, jumbo loans, and non-QM products for self-employed buyers.
What credit score do I need to buy a home in Virginia?
FHA loans in Virginia require a minimum 580 FICO (or 500 with 10% down). Conventional loans typically require 620+. For the best rates on jumbo or non-QM loans, aim for 720+.
Are there first-time homebuyer programs in Virginia?
Yes — many Virginia lenders offer state-specific down payment assistance, bond programs, and first-time buyer grants. Ask about the Virginia Housing Finance Agency programs when comparing lenders.
How do I compare mortgage lenders in Virginia?
Compare APR (not just rate), lender fees, closing timeline, and reviews. Licensed Virginia lenders are regulated and must be NMLS-registered. Use Lender Blackbook to compare side-by-side and contact multiple lenders.
Are you a mortgage lender in Virginia?
Claim your free listing on Lender Blackbook and connect with homebuyers in your market.
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