Mortgage Lenders in Massachusetts
10 mortgage lenders serving Massachusetts. Compare rates, loan programs, and read verified reviews.
Madison, WI
Top-ranked mortgage lender for customer satisfaction. Full product lineup.
Pontiac, MI
The #1 wholesale mortgage lender in the US. UWM offers conventional, FHA, VA, USDA, jumbo, and non-QM loans exclusively through licensed mortgage brokers. Known for fast closings and broker-focused technology.
Brecksville, OH
One of the fastest-growing mortgage lenders in the US with 7,000+ loan officers.
Detroit, MI
America's largest retail mortgage lender. Rocket offers a fully digital mortgage experience for purchase and refinance. Best for borrowers who want a streamlined online process with strong brand recognition.
Boston, MA
Boston mortgage lender specializing in jumbo and conventional loans for New England homebuyers. Renovation and construction products.
Coppell, TX
National lender with extensive non-QM and portfolio loan offerings.
Anaheim, CA
Full-service lender and servicer specializing in non-QM and government loans.
Westlake Village, CA
Top 5 national lender and servicer. PennyMac offers competitive conventional, FHA, VA, and USDA loans through retail and correspondent channels. Strong in purchase and refinance.
Horsham, PA
National lender with reverse mortgage and non-QM specialties.
Foothill Ranch, CA
One of the nation's largest non-bank mortgage lenders. loanDepot offers retail and wholesale channels with competitive rates on conventional, FHA, VA, and jumbo loans.
Finding a Mortgage in Massachusetts — FAQ
What mortgage programs are available in Massachusetts?
Massachusetts borrowers have access to conventional loans (Fannie/Freddie), FHA loans (3.5% down), VA loans (0% down for veterans), USDA rural loans, jumbo loans, and non-QM products for self-employed buyers.
What credit score do I need to buy a home in Massachusetts?
FHA loans in Massachusetts require a minimum 580 FICO (or 500 with 10% down). Conventional loans typically require 620+. For the best rates on jumbo or non-QM loans, aim for 720+.
Are there first-time homebuyer programs in Massachusetts?
Yes — many Massachusetts lenders offer state-specific down payment assistance, bond programs, and first-time buyer grants. Ask about the Massachusetts Housing Finance Agency programs when comparing lenders.
How do I compare mortgage lenders in Massachusetts?
Compare APR (not just rate), lender fees, closing timeline, and reviews. Licensed Massachusetts lenders are regulated and must be NMLS-registered. Use Lender Blackbook to compare side-by-side and contact multiple lenders.
Are you a mortgage lender in Massachusetts?
Claim your free listing on Lender Blackbook and connect with homebuyers in your market.
View All Lenders