Mortgage Lenders in Idaho
8 mortgage lenders serving Idaho. Compare rates, loan programs, and read verified reviews.
Scottsdale, AZ
Loan Daddy LLC is a specialty mortgage broker focusing on DSCR loans, investment property financing, and non-QM programs. We work with the top DSCR and non-QM lenders to find the best rate for your deal.
Pontiac, MI
The #1 wholesale mortgage lender in the US. UWM offers conventional, FHA, VA, USDA, jumbo, and non-QM loans exclusively through licensed mortgage brokers. Known for fast closings and broker-focused technology.
Detroit, MI
America's largest retail mortgage lender. Rocket offers a fully digital mortgage experience for purchase and refinance. Best for borrowers who want a streamlined online process with strong brand recognition.
Salt Lake City, UT
Salt Lake City mortgage lender. FHA, VA, conventional, and jumbo loans for Utah homebuyers. Fast closings, local expertise.
Boise, ID
Boise mortgage lender serving Idaho and the Pacific Northwest. FHA, USDA, VA, and conventional loans. First-time buyer programs.
Billings, MT
Billings MT mortgage lender. FHA, USDA, VA, and conventional loans. Rural property and agricultural financing specialists.
Westlake Village, CA
Top 5 national lender and servicer. PennyMac offers competitive conventional, FHA, VA, and USDA loans through retail and correspondent channels. Strong in purchase and refinance.
Foothill Ranch, CA
One of the nation's largest non-bank mortgage lenders. loanDepot offers retail and wholesale channels with competitive rates on conventional, FHA, VA, and jumbo loans.
Finding a Mortgage in Idaho — FAQ
What mortgage programs are available in Idaho?
Idaho borrowers have access to conventional loans (Fannie/Freddie), FHA loans (3.5% down), VA loans (0% down for veterans), USDA rural loans, jumbo loans, and non-QM products for self-employed buyers.
What credit score do I need to buy a home in Idaho?
FHA loans in Idaho require a minimum 580 FICO (or 500 with 10% down). Conventional loans typically require 620+. For the best rates on jumbo or non-QM loans, aim for 720+.
Are there first-time homebuyer programs in Idaho?
Yes — many Idaho lenders offer state-specific down payment assistance, bond programs, and first-time buyer grants. Ask about the Idaho Housing Finance Agency programs when comparing lenders.
How do I compare mortgage lenders in Idaho?
Compare APR (not just rate), lender fees, closing timeline, and reviews. Licensed Idaho lenders are regulated and must be NMLS-registered. Use Lender Blackbook to compare side-by-side and contact multiple lenders.
Are you a mortgage lender in Idaho?
Claim your free listing on Lender Blackbook and connect with homebuyers in your market.
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