Mortgage Lenders in North Carolina
22 mortgage lenders serving North Carolina. Compare rates, loan programs, and read verified reviews.
Scottsdale, AZ
Loan Daddy LLC is a specialty mortgage broker focusing on DSCR loans, investment property financing, and non-QM programs. We work with the top DSCR and non-QM lenders to find the best rate for your deal.
Madison, WI
Top-ranked mortgage lender for customer satisfaction. Full product lineup.
Atlanta, GA
Leading non-QM wholesale lender. Angel Oak specializes in bank statement loans, DSCR loans, asset depletion, and recent credit event programs. Excellent for self-employed and investor borrowers.
Pontiac, MI
The #1 wholesale mortgage lender in the US. UWM offers conventional, FHA, VA, USDA, jumbo, and non-QM loans exclusively through licensed mortgage brokers. Known for fast closings and broker-focused technology.
Brecksville, OH
One of the fastest-growing mortgage lenders in the US with 7,000+ loan officers.
Detroit, MI
America's largest retail mortgage lender. Rocket offers a fully digital mortgage experience for purchase and refinance. Best for borrowers who want a streamlined online process with strong brand recognition.
Virginia Beach, VA
Virginia Beach mortgage lender. VA, FHA, conventional, and jumbo loans. Military relocation specialists, VA purchase and refi.
Richmond, VA
Richmond VA mortgage lender. VA, FHA, conventional, and jumbo loans. Military specialist, VA purchase and refi experts.
Charleston, SC
Charleston, SC mortgage lender serving the Carolinas. FHA, VA, conventional, and USDA loans. First-time buyer experts.
Linthicum, MD
Mid-Atlantic and Southeast focused lender with strong VA and FHA programs.
Roswell, GA
Southeast-focused lender with deep FHA and VA expertise.
Columbia, SC
Columbia SC mortgage lender. FHA, VA, conventional, and DSCR loans for South Carolina buyers and investors.
Roseville, CA
Employee-owned lender with 2,000+ loan officers. Full product range.
Roanoke, VA
Roanoke VA mortgage lender. FHA, VA, USDA, and conventional loans. Rural Virginia and mountain communities.
Salt Lake City, UT
Privately held lender with local market expertise and diverse programs.
Dallas, TX
Texas-based lender with national footprint and strong non-QM programs.
Coppell, TX
National lender with extensive non-QM and portfolio loan offerings.
Anaheim, CA
Full-service lender and servicer specializing in non-QM and government loans.
Westlake Village, CA
Top 5 national lender and servicer. PennyMac offers competitive conventional, FHA, VA, and USDA loans through retail and correspondent channels. Strong in purchase and refinance.
Horsham, PA
National lender with reverse mortgage and non-QM specialties.
Foothill Ranch, CA
One of the nation's largest non-bank mortgage lenders. loanDepot offers retail and wholesale channels with competitive rates on conventional, FHA, VA, and jumbo loans.
Virginia Beach, VA
Wholesale-to-retail lender known for competitive pricing and tech platform.
Finding a Mortgage in North Carolina — FAQ
What mortgage programs are available in North Carolina?
North Carolina borrowers have access to conventional loans (Fannie/Freddie), FHA loans (3.5% down), VA loans (0% down for veterans), USDA rural loans, jumbo loans, and non-QM products for self-employed buyers.
What credit score do I need to buy a home in North Carolina?
FHA loans in North Carolina require a minimum 580 FICO (or 500 with 10% down). Conventional loans typically require 620+. For the best rates on jumbo or non-QM loans, aim for 720+.
Are there first-time homebuyer programs in North Carolina?
Yes — many North Carolina lenders offer state-specific down payment assistance, bond programs, and first-time buyer grants. Ask about the North Carolina Housing Finance Agency programs when comparing lenders.
How do I compare mortgage lenders in North Carolina?
Compare APR (not just rate), lender fees, closing timeline, and reviews. Licensed North Carolina lenders are regulated and must be NMLS-registered. Use Lender Blackbook to compare side-by-side and contact multiple lenders.
Are you a mortgage lender in North Carolina?
Claim your free listing on Lender Blackbook and connect with homebuyers in your market.
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