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Lender Blackbook
The Insider's Guide

Mortgage Lenders in Indiana

10 mortgage lenders serving Indiana. Compare rates, loan programs, and read verified reviews.

A
Angel Oak MortgageFeaturedVerified

Atlanta, GA

Leading non-QM wholesale lender. Angel Oak specializes in bank statement loans, DSCR loans, asset depletion, and recent credit event programs. Excellent for self-employed and investor borrowers.

Non-QMDSCR LoansBank Statement LoansAsset Depletion
4.6
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U
United Wholesale MortgageFeaturedVerified

Pontiac, MI

The #1 wholesale mortgage lender in the US. UWM offers conventional, FHA, VA, USDA, jumbo, and non-QM loans exclusively through licensed mortgage brokers. Known for fast closings and broker-focused technology.

ConventionalFHAVAUSDA
4.5
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R
Rocket MortgageFeaturedVerified

Detroit, MI

America's largest retail mortgage lender. Rocket offers a fully digital mortgage experience for purchase and refinance. Best for borrowers who want a streamlined online process with strong brand recognition.

ConventionalFHAVAJumbo
4.1
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M
Metro Mortgage Solutions

Chicago, IL

Chicago mortgage lender offering conventional, FHA, VA, and jumbo loans. First-time homebuyer specialists. Pre-approval in 24 hours.

ConventionalFHAVAJumbo
4.6
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B
Bluegrass Mortgage Solutions

Louisville, KY

Louisville mortgage lender serving Kentucky and surrounding states. VA, FHA, conventional, and DSCR investor loans.

VAFHAConventionalDSCR
4.5
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B
Buckeye Home Finance

Columbus, OH

Columbus OH mortgage lender. FHA, VA, conventional, and jumbo loans for Ohio homebuyers and investors. Same-day pre-approvals.

FHAVAConventionalJumbo
4.5
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H
Heartland Home Finance

Indianapolis, IN

Indianapolis mortgage lender. FHA, VA, USDA, and conventional loans for Indiana homebuyers. Pre-approval same day.

FHAVAUSDAConventional
4.4
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W
Wolverine Home Finance

Detroit, MI

Detroit area mortgage lender. FHA, VA, and conventional loans. First-time buyer specialists. Down payment assistance programs.

FHAVAConventionalDSCR
4.3
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P
PennymacVerified

Westlake Village, CA

Top 5 national lender and servicer. PennyMac offers competitive conventional, FHA, VA, and USDA loans through retail and correspondent channels. Strong in purchase and refinance.

ConventionalFHAVAUSDA
4.0
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loanDepotVerified

Foothill Ranch, CA

One of the nation's largest non-bank mortgage lenders. loanDepot offers retail and wholesale channels with competitive rates on conventional, FHA, VA, and jumbo loans.

ConventionalFHAVAJumbo
3.9
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Finding a Mortgage in Indiana — FAQ

What mortgage programs are available in Indiana?

Indiana borrowers have access to conventional loans (Fannie/Freddie), FHA loans (3.5% down), VA loans (0% down for veterans), USDA rural loans, jumbo loans, and non-QM products for self-employed buyers.

What credit score do I need to buy a home in Indiana?

FHA loans in Indiana require a minimum 580 FICO (or 500 with 10% down). Conventional loans typically require 620+. For the best rates on jumbo or non-QM loans, aim for 720+.

Are there first-time homebuyer programs in Indiana?

Yes — many Indiana lenders offer state-specific down payment assistance, bond programs, and first-time buyer grants. Ask about the Indiana Housing Finance Agency programs when comparing lenders.

How do I compare mortgage lenders in Indiana?

Compare APR (not just rate), lender fees, closing timeline, and reviews. Licensed Indiana lenders are regulated and must be NMLS-registered. Use Lender Blackbook to compare side-by-side and contact multiple lenders.

Are you a mortgage lender in Indiana?

Claim your free listing on Lender Blackbook and connect with homebuyers in your market.

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