Mortgage Lenders in Michigan
11 mortgage lenders serving Michigan. Compare rates, loan programs, and read verified reviews.
Madison, WI
Top-ranked mortgage lender for customer satisfaction. Full product lineup.
Atlanta, GA
Leading non-QM wholesale lender. Angel Oak specializes in bank statement loans, DSCR loans, asset depletion, and recent credit event programs. Excellent for self-employed and investor borrowers.
Pontiac, MI
The #1 wholesale mortgage lender in the US. UWM offers conventional, FHA, VA, USDA, jumbo, and non-QM loans exclusively through licensed mortgage brokers. Known for fast closings and broker-focused technology.
Brecksville, OH
One of the fastest-growing mortgage lenders in the US with 7,000+ loan officers.
Detroit, MI
America's largest retail mortgage lender. Rocket offers a fully digital mortgage experience for purchase and refinance. Best for borrowers who want a streamlined online process with strong brand recognition.
Detroit, MI
Detroit area mortgage lender. FHA, VA, and conventional loans. First-time buyer specialists. Down payment assistance programs.
Coppell, TX
National lender with extensive non-QM and portfolio loan offerings.
Anaheim, CA
Full-service lender and servicer specializing in non-QM and government loans.
Westlake Village, CA
Top 5 national lender and servicer. PennyMac offers competitive conventional, FHA, VA, and USDA loans through retail and correspondent channels. Strong in purchase and refinance.
Horsham, PA
National lender with reverse mortgage and non-QM specialties.
Foothill Ranch, CA
One of the nation's largest non-bank mortgage lenders. loanDepot offers retail and wholesale channels with competitive rates on conventional, FHA, VA, and jumbo loans.
Finding a Mortgage in Michigan — FAQ
What mortgage programs are available in Michigan?
Michigan borrowers have access to conventional loans (Fannie/Freddie), FHA loans (3.5% down), VA loans (0% down for veterans), USDA rural loans, jumbo loans, and non-QM products for self-employed buyers.
What credit score do I need to buy a home in Michigan?
FHA loans in Michigan require a minimum 580 FICO (or 500 with 10% down). Conventional loans typically require 620+. For the best rates on jumbo or non-QM loans, aim for 720+.
Are there first-time homebuyer programs in Michigan?
Yes — many Michigan lenders offer state-specific down payment assistance, bond programs, and first-time buyer grants. Ask about the Michigan Housing Finance Agency programs when comparing lenders.
How do I compare mortgage lenders in Michigan?
Compare APR (not just rate), lender fees, closing timeline, and reviews. Licensed Michigan lenders are regulated and must be NMLS-registered. Use Lender Blackbook to compare side-by-side and contact multiple lenders.
Are you a mortgage lender in Michigan?
Claim your free listing on Lender Blackbook and connect with homebuyers in your market.
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