Mortgage Lenders in Washington DC
1 mortgage lender serving Washington DC. Compare rates, loan programs, and read verified reviews.
Finding a Mortgage in Washington DC — FAQ
What mortgage programs are available in Washington DC?
Washington DC borrowers have access to conventional loans (Fannie/Freddie), FHA loans (3.5% down), VA loans (0% down for veterans), USDA rural loans, jumbo loans, and non-QM products for self-employed buyers.
What credit score do I need to buy a home in Washington DC?
FHA loans in Washington DC require a minimum 580 FICO (or 500 with 10% down). Conventional loans typically require 620+. For the best rates on jumbo or non-QM loans, aim for 720+.
Are there first-time homebuyer programs in Washington DC?
Yes — many Washington DC lenders offer state-specific down payment assistance, bond programs, and first-time buyer grants. Ask about the Washington DC Housing Finance Agency programs when comparing lenders.
How do I compare mortgage lenders in Washington DC?
Compare APR (not just rate), lender fees, closing timeline, and reviews. Licensed Washington DC lenders are regulated and must be NMLS-registered. Use Lender Blackbook to compare side-by-side and contact multiple lenders.
Are you a mortgage lender in Washington DC?
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