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Lender Blackbook
The Insider's Guide

Mortgage Lenders in Arizona

17 mortgage lenders serving Arizona. Compare rates, loan programs, and read verified reviews.

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Loan Daddy LLCFeaturedVerified

Scottsdale, AZ

Loan Daddy LLC is a specialty mortgage broker focusing on DSCR loans, investment property financing, and non-QM programs. We work with the top DSCR and non-QM lenders to find the best rate for your deal.

DSCR LoansNon-QMInvestment PropertyHard Money
5.0
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Fairway Independent MortgageFeatured

Madison, WI

Top-ranked mortgage lender for customer satisfaction. Full product lineup.

ConventionalFHAVAUSDA
4.7
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Angel Oak MortgageFeaturedVerified

Atlanta, GA

Leading non-QM wholesale lender. Angel Oak specializes in bank statement loans, DSCR loans, asset depletion, and recent credit event programs. Excellent for self-employed and investor borrowers.

Non-QMDSCR LoansBank Statement LoansAsset Depletion
4.6
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United Wholesale MortgageFeaturedVerified

Pontiac, MI

The #1 wholesale mortgage lender in the US. UWM offers conventional, FHA, VA, USDA, jumbo, and non-QM loans exclusively through licensed mortgage brokers. Known for fast closings and broker-focused technology.

ConventionalFHAVAUSDA
4.5
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CrossCountry MortgageFeatured

Brecksville, OH

One of the fastest-growing mortgage lenders in the US with 7,000+ loan officers.

ConventionalFHAVAUSDA
4.4
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Rocket MortgageFeaturedVerified

Detroit, MI

America's largest retail mortgage lender. Rocket offers a fully digital mortgage experience for purchase and refinance. Best for borrowers who want a streamlined online process with strong brand recognition.

ConventionalFHAVAJumbo
4.1
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Guild Mortgage

San Diego, CA

Employee-owned lender known for personalized service and diverse loan programs.

ConventionalFHAVAUSDA
4.6
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Land of Enchantment Lending

Albuquerque, NM

Albuquerque NM mortgage lender. FHA, VA, USDA, and conventional loans. Native American Section 184 loan specialists.

FHAVAUSDAConventional
4.5
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American Pacific Mortgage

Roseville, CA

Employee-owned lender with 2,000+ loan officers. Full product range.

ConventionalFHAVAUSDA
4.5
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Sunrise Mortgage Solutions

Chandler, AZ

Chandler AZ mortgage lender. FHA, conventional, VA, and jumbo loans for Arizona homebuyers. Online application, fast decisions.

FHAConventionalVAJumbo
4.5
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Southwest Lending Group

Tucson, AZ

Tucson mortgage lender. FHA, VA, conventional, and non-QM loans for Arizona and New Mexico homebuyers.

FHAVAConventionalNon-QM
4.4
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Primary Residential Mortgage

Salt Lake City, UT

Privately held lender with local market expertise and diverse programs.

ConventionalFHAVAUSDA
4.3
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Caliber Home Loans

Coppell, TX

National lender with extensive non-QM and portfolio loan offerings.

ConventionalFHAVAJumbo
4.2
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Carrington Mortgage Services

Anaheim, CA

Full-service lender and servicer specializing in non-QM and government loans.

FHAVAConventionalNon-QM
4.1
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Finance of America Mortgage

Horsham, PA

National lender with reverse mortgage and non-QM specialties.

ConventionalFHAVAReverse Mortgage
4.0
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PennymacVerified

Westlake Village, CA

Top 5 national lender and servicer. PennyMac offers competitive conventional, FHA, VA, and USDA loans through retail and correspondent channels. Strong in purchase and refinance.

ConventionalFHAVAUSDA
4.0
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loanDepotVerified

Foothill Ranch, CA

One of the nation's largest non-bank mortgage lenders. loanDepot offers retail and wholesale channels with competitive rates on conventional, FHA, VA, and jumbo loans.

ConventionalFHAVAJumbo
3.9
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Finding a Mortgage in Arizona — FAQ

What mortgage programs are available in Arizona?

Arizona borrowers have access to conventional loans (Fannie/Freddie), FHA loans (3.5% down), VA loans (0% down for veterans), USDA rural loans, jumbo loans, and non-QM products for self-employed buyers.

What credit score do I need to buy a home in Arizona?

FHA loans in Arizona require a minimum 580 FICO (or 500 with 10% down). Conventional loans typically require 620+. For the best rates on jumbo or non-QM loans, aim for 720+.

Are there first-time homebuyer programs in Arizona?

Yes — many Arizona lenders offer state-specific down payment assistance, bond programs, and first-time buyer grants. Ask about the Arizona Housing Finance Agency programs when comparing lenders.

How do I compare mortgage lenders in Arizona?

Compare APR (not just rate), lender fees, closing timeline, and reviews. Licensed Arizona lenders are regulated and must be NMLS-registered. Use Lender Blackbook to compare side-by-side and contact multiple lenders.

Are you a mortgage lender in Arizona?

Claim your free listing on Lender Blackbook and connect with homebuyers in your market.

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