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Lender Blackbook
The Insider's Guide

Mortgage Lenders in Oklahoma

7 mortgage lenders serving Oklahoma. Compare rates, loan programs, and read verified reviews.

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United Wholesale MortgageFeaturedVerified

Pontiac, MI

The #1 wholesale mortgage lender in the US. UWM offers conventional, FHA, VA, USDA, jumbo, and non-QM loans exclusively through licensed mortgage brokers. Known for fast closings and broker-focused technology.

ConventionalFHAVAUSDA
4.5
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Rocket MortgageFeaturedVerified

Detroit, MI

America's largest retail mortgage lender. Rocket offers a fully digital mortgage experience for purchase and refinance. Best for borrowers who want a streamlined online process with strong brand recognition.

ConventionalFHAVAJumbo
4.1
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Sunflower Mortgage Group

Wichita, KS

Wichita KS mortgage lender. FHA, USDA, VA, and conventional loans for Kansas homebuyers. Fast closings, local decisions.

FHAUSDAVAConventional
4.4
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Natural State Lending

Little Rock, AR

Little Rock AR mortgage lender. FHA, USDA, VA, and conventional loans for Arkansas homebuyers. Down payment assistance available.

FHAUSDAVAConventional
4.4
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Sooner State Mortgage

Oklahoma City, OK

Oklahoma City mortgage lender. FHA, VA, USDA, and conventional loans. Rural housing and first-time buyer specialists.

FHAVAUSDAConventional
4.3
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PennymacVerified

Westlake Village, CA

Top 5 national lender and servicer. PennyMac offers competitive conventional, FHA, VA, and USDA loans through retail and correspondent channels. Strong in purchase and refinance.

ConventionalFHAVAUSDA
4.0
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loanDepotVerified

Foothill Ranch, CA

One of the nation's largest non-bank mortgage lenders. loanDepot offers retail and wholesale channels with competitive rates on conventional, FHA, VA, and jumbo loans.

ConventionalFHAVAJumbo
3.9
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Finding a Mortgage in Oklahoma — FAQ

What mortgage programs are available in Oklahoma?

Oklahoma borrowers have access to conventional loans (Fannie/Freddie), FHA loans (3.5% down), VA loans (0% down for veterans), USDA rural loans, jumbo loans, and non-QM products for self-employed buyers.

What credit score do I need to buy a home in Oklahoma?

FHA loans in Oklahoma require a minimum 580 FICO (or 500 with 10% down). Conventional loans typically require 620+. For the best rates on jumbo or non-QM loans, aim for 720+.

Are there first-time homebuyer programs in Oklahoma?

Yes — many Oklahoma lenders offer state-specific down payment assistance, bond programs, and first-time buyer grants. Ask about the Oklahoma Housing Finance Agency programs when comparing lenders.

How do I compare mortgage lenders in Oklahoma?

Compare APR (not just rate), lender fees, closing timeline, and reviews. Licensed Oklahoma lenders are regulated and must be NMLS-registered. Use Lender Blackbook to compare side-by-side and contact multiple lenders.

Are you a mortgage lender in Oklahoma?

Claim your free listing on Lender Blackbook and connect with homebuyers in your market.

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