LB
Lender Blackbook
The Insider's Guide

Mortgage Lenders in Pennsylvania

17 mortgage lenders serving Pennsylvania. Compare rates, loan programs, and read verified reviews.

F
Fairway Independent MortgageFeatured

Madison, WI

Top-ranked mortgage lender for customer satisfaction. Full product lineup.

ConventionalFHAVAUSDA
4.7
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A
Angel Oak MortgageFeaturedVerified

Atlanta, GA

Leading non-QM wholesale lender. Angel Oak specializes in bank statement loans, DSCR loans, asset depletion, and recent credit event programs. Excellent for self-employed and investor borrowers.

Non-QMDSCR LoansBank Statement LoansAsset Depletion
4.6
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U
United Wholesale MortgageFeaturedVerified

Pontiac, MI

The #1 wholesale mortgage lender in the US. UWM offers conventional, FHA, VA, USDA, jumbo, and non-QM loans exclusively through licensed mortgage brokers. Known for fast closings and broker-focused technology.

ConventionalFHAVAUSDA
4.5
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C
CrossCountry MortgageFeatured

Brecksville, OH

One of the fastest-growing mortgage lenders in the US with 7,000+ loan officers.

ConventionalFHAVAUSDA
4.4
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R
Rocket MortgageFeaturedVerified

Detroit, MI

America's largest retail mortgage lender. Rocket offers a fully digital mortgage experience for purchase and refinance. Best for borrowers who want a streamlined online process with strong brand recognition.

ConventionalFHAVAJumbo
4.1
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N
NFM Lending

Linthicum, MD

Mid-Atlantic and Southeast focused lender with strong VA and FHA programs.

ConventionalFHAVAUSDA
4.5
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F
First State Lending Group

Wilmington, DE

Wilmington DE mortgage lender. FHA, conventional, VA, and jumbo loans for Delaware homebuyers. Online application available.

FHAConventionalVAJumbo
4.5
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H
Heritage Home Finance

Philadelphia, PA

Philadelphia area mortgage lender offering FHA, VA, conventional, and USDA loans. Down payment assistance programs available.

FHAVAConventionalUSDA
4.5
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B
Buckeye Home Finance

Columbus, OH

Columbus OH mortgage lender. FHA, VA, conventional, and jumbo loans for Ohio homebuyers and investors. Same-day pre-approvals.

FHAVAConventionalJumbo
4.5
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K
Keystone Mortgage Group

Pittsburgh, PA

Pittsburgh mortgage lender serving Western Pennsylvania. Conventional, FHA, and VA loans. Local decision-making, fast closings.

ConventionalFHAVA
4.4
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S
Supreme Lending

Dallas, TX

Texas-based lender with national footprint and strong non-QM programs.

ConventionalFHAVAJumbo
4.3
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C
Caliber Home Loans

Coppell, TX

National lender with extensive non-QM and portfolio loan offerings.

ConventionalFHAVAJumbo
4.2
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C
Carrington Mortgage Services

Anaheim, CA

Full-service lender and servicer specializing in non-QM and government loans.

FHAVAConventionalNon-QM
4.1
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F
Finance of America Mortgage

Horsham, PA

National lender with reverse mortgage and non-QM specialties.

ConventionalFHAVAReverse Mortgage
4.0
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P
PennymacVerified

Westlake Village, CA

Top 5 national lender and servicer. PennyMac offers competitive conventional, FHA, VA, and USDA loans through retail and correspondent channels. Strong in purchase and refinance.

ConventionalFHAVAUSDA
4.0
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loanDepotVerified

Foothill Ranch, CA

One of the nation's largest non-bank mortgage lenders. loanDepot offers retail and wholesale channels with competitive rates on conventional, FHA, VA, and jumbo loans.

ConventionalFHAVAJumbo
3.9
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L
LoanCare

Virginia Beach, VA

Wholesale-to-retail lender known for competitive pricing and tech platform.

ConventionalFHAVAUSDA
3.8
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Finding a Mortgage in Pennsylvania — FAQ

What mortgage programs are available in Pennsylvania?

Pennsylvania borrowers have access to conventional loans (Fannie/Freddie), FHA loans (3.5% down), VA loans (0% down for veterans), USDA rural loans, jumbo loans, and non-QM products for self-employed buyers.

What credit score do I need to buy a home in Pennsylvania?

FHA loans in Pennsylvania require a minimum 580 FICO (or 500 with 10% down). Conventional loans typically require 620+. For the best rates on jumbo or non-QM loans, aim for 720+.

Are there first-time homebuyer programs in Pennsylvania?

Yes — many Pennsylvania lenders offer state-specific down payment assistance, bond programs, and first-time buyer grants. Ask about the Pennsylvania Housing Finance Agency programs when comparing lenders.

How do I compare mortgage lenders in Pennsylvania?

Compare APR (not just rate), lender fees, closing timeline, and reviews. Licensed Pennsylvania lenders are regulated and must be NMLS-registered. Use Lender Blackbook to compare side-by-side and contact multiple lenders.

Are you a mortgage lender in Pennsylvania?

Claim your free listing on Lender Blackbook and connect with homebuyers in your market.

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