Mortgage Lenders in South Carolina
10 mortgage lenders serving South Carolina. Compare rates, loan programs, and read verified reviews.
Atlanta, GA
Leading non-QM wholesale lender. Angel Oak specializes in bank statement loans, DSCR loans, asset depletion, and recent credit event programs. Excellent for self-employed and investor borrowers.
Pontiac, MI
The #1 wholesale mortgage lender in the US. UWM offers conventional, FHA, VA, USDA, jumbo, and non-QM loans exclusively through licensed mortgage brokers. Known for fast closings and broker-focused technology.
Detroit, MI
America's largest retail mortgage lender. Rocket offers a fully digital mortgage experience for purchase and refinance. Best for borrowers who want a streamlined online process with strong brand recognition.
Charleston, SC
Charleston, SC mortgage lender serving the Carolinas. FHA, VA, conventional, and USDA loans. First-time buyer experts.
Linthicum, MD
Mid-Atlantic and Southeast focused lender with strong VA and FHA programs.
Columbia, SC
Columbia SC mortgage lender. FHA, VA, conventional, and DSCR loans for South Carolina buyers and investors.
Roswell, GA
Southeast-focused lender with deep FHA and VA expertise.
Westlake Village, CA
Top 5 national lender and servicer. PennyMac offers competitive conventional, FHA, VA, and USDA loans through retail and correspondent channels. Strong in purchase and refinance.
Foothill Ranch, CA
One of the nation's largest non-bank mortgage lenders. loanDepot offers retail and wholesale channels with competitive rates on conventional, FHA, VA, and jumbo loans.
Virginia Beach, VA
Wholesale-to-retail lender known for competitive pricing and tech platform.
Finding a Mortgage in South Carolina — FAQ
What mortgage programs are available in South Carolina?
South Carolina borrowers have access to conventional loans (Fannie/Freddie), FHA loans (3.5% down), VA loans (0% down for veterans), USDA rural loans, jumbo loans, and non-QM products for self-employed buyers.
What credit score do I need to buy a home in South Carolina?
FHA loans in South Carolina require a minimum 580 FICO (or 500 with 10% down). Conventional loans typically require 620+. For the best rates on jumbo or non-QM loans, aim for 720+.
Are there first-time homebuyer programs in South Carolina?
Yes — many South Carolina lenders offer state-specific down payment assistance, bond programs, and first-time buyer grants. Ask about the South Carolina Housing Finance Agency programs when comparing lenders.
How do I compare mortgage lenders in South Carolina?
Compare APR (not just rate), lender fees, closing timeline, and reviews. Licensed South Carolina lenders are regulated and must be NMLS-registered. Use Lender Blackbook to compare side-by-side and contact multiple lenders.
Are you a mortgage lender in South Carolina?
Claim your free listing on Lender Blackbook and connect with homebuyers in your market.
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