Mortgage Lenders in Illinois
15 mortgage lenders serving Illinois. Compare rates, loan programs, and read verified reviews.
Madison, WI
Top-ranked mortgage lender for customer satisfaction. Full product lineup.
Atlanta, GA
Leading non-QM wholesale lender. Angel Oak specializes in bank statement loans, DSCR loans, asset depletion, and recent credit event programs. Excellent for self-employed and investor borrowers.
Pontiac, MI
The #1 wholesale mortgage lender in the US. UWM offers conventional, FHA, VA, USDA, jumbo, and non-QM loans exclusively through licensed mortgage brokers. Known for fast closings and broker-focused technology.
Brecksville, OH
One of the fastest-growing mortgage lenders in the US with 7,000+ loan officers.
Detroit, MI
America's largest retail mortgage lender. Rocket offers a fully digital mortgage experience for purchase and refinance. Best for borrowers who want a streamlined online process with strong brand recognition.
St. Louis, MO
St. Louis mortgage lender offering FHA, conventional, VA, and DSCR investor loans. Local experts, competitive rates.
San Diego, CA
Employee-owned lender known for personalized service and diverse loan programs.
Chicago, IL
Chicago mortgage lender offering conventional, FHA, VA, and jumbo loans. First-time homebuyer specialists. Pre-approval in 24 hours.
Milwaukee, WI
Milwaukee WI mortgage lender. FHA, conventional, VA, and renovation loans. Green home financing specialists.
Indianapolis, IN
Indianapolis mortgage lender. FHA, VA, USDA, and conventional loans for Indiana homebuyers. Pre-approval same day.
Coppell, TX
National lender with extensive non-QM and portfolio loan offerings.
Anaheim, CA
Full-service lender and servicer specializing in non-QM and government loans.
Horsham, PA
National lender with reverse mortgage and non-QM specialties.
Westlake Village, CA
Top 5 national lender and servicer. PennyMac offers competitive conventional, FHA, VA, and USDA loans through retail and correspondent channels. Strong in purchase and refinance.
Foothill Ranch, CA
One of the nation's largest non-bank mortgage lenders. loanDepot offers retail and wholesale channels with competitive rates on conventional, FHA, VA, and jumbo loans.
Finding a Mortgage in Illinois — FAQ
What mortgage programs are available in Illinois?
Illinois borrowers have access to conventional loans (Fannie/Freddie), FHA loans (3.5% down), VA loans (0% down for veterans), USDA rural loans, jumbo loans, and non-QM products for self-employed buyers.
What credit score do I need to buy a home in Illinois?
FHA loans in Illinois require a minimum 580 FICO (or 500 with 10% down). Conventional loans typically require 620+. For the best rates on jumbo or non-QM loans, aim for 720+.
Are there first-time homebuyer programs in Illinois?
Yes — many Illinois lenders offer state-specific down payment assistance, bond programs, and first-time buyer grants. Ask about the Illinois Housing Finance Agency programs when comparing lenders.
How do I compare mortgage lenders in Illinois?
Compare APR (not just rate), lender fees, closing timeline, and reviews. Licensed Illinois lenders are regulated and must be NMLS-registered. Use Lender Blackbook to compare side-by-side and contact multiple lenders.
Are you a mortgage lender in Illinois?
Claim your free listing on Lender Blackbook and connect with homebuyers in your market.
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