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27 lender profiles covering Utah. Compare wholesale channels, DSCR programs, close times, and verified market intel before you send the file.
Reno, NV
Freedom Mortgage Wholesale is a national mortgage lender offering FHA programs through wholesale channels. Known for fast turn times.
Loan Daddy LLC — Investment Property Specialists
Scottsdale, AZ
Loan Daddy LLC is a specialty mortgage broker focusing on DSCR loans, investment property financing, and non-QM programs. We work with the top DSCR and non-QM lenders to find the best rate for your deal.
Rocket Mortgage (Quicken Loans)
Detroit, MI
America's largest retail mortgage lender. Rocket offers a fully digital mortgage experience for purchase and refinance. Best for borrowers who want a streamlined online process with strong brand recognition.
Pittsburgh, PA
Sprout Mortgage is a national mortgage lender offering conventional programs through retail channels. Known for competitive pricing.
Angel Oak Mortgage Solutions
Atlanta, GA
Leading non-QM wholesale lender. Angel Oak specializes in bank statement loans, DSCR loans, asset depletion, and recent credit event programs. Excellent for self-employed and investor borrowers.
Baton Rouge, LA
Finance of America is a national mortgage lender offering conventional programs through correspondent channels. Known for flexible guidelines.
United Wholesale Mortgage (UWM)
Pontiac, MI
The #1 wholesale mortgage lender in the US. UWM offers conventional, FHA, VA, USDA, jumbo, and non-QM loans exclusively through licensed mortgage brokers. Known for fast closings and broker-focused technology.
Colorado Springs, CO
Caliber Home Loans is a national mortgage lender offering non-QM programs through correspondent channels. Known for competitive pricing.
Fort Collins, CO
AmeriHome Mortgage is a national mortgage lender offering VA programs through correspondent channels. Known for strong AE support.
Springfield, MA
CMG Financial is a national mortgage lender offering jumbo programs through retail channels. Known for competitive pricing.
Phoenix, AZ
Flagstar Bank Wholesale is a national mortgage lender offering jumbo programs through correspondent channels. Known for fast turn times.
Knoxville, TN
Homebridge Financial is a national mortgage lender offering jumbo programs through wholesale channels. Known for fast turn times.
Riverside, CA
Mortgage Wholesale Direct is a national mortgage lender offering non-QM programs through retail channels. Known for strong AE support.
Cincinnati, OH
Newrez Wholesale is a national mortgage lender offering VA programs through retail channels. Known for competitive pricing.
Las Vegas, NV
SI Wholesale is a national mortgage lender offering DSCR programs through wholesale channels. Known for fast turn times.
Newark, NJ
Sun West Mortgage is a national mortgage lender offering non-QM programs through wholesale channels. Known for strong AE support.
Rochester, NY
Academy Mortgage Wholesale is a national mortgage lender offering non-QM programs through correspondent channels. Known for flexible guidelines.
Norfolk, VA
Angel Oak Mortgage is a national mortgage lender offering DSCR programs through retail channels. Known for flexible guidelines.
Buffalo, NY
Axia Home Loans is a national mortgage lender offering FHA programs through wholesale channels. Known for strong AE support.
Springfield, IL
Carrington Mortgage is a national mortgage lender offering FHA programs through retail channels. Known for flexible guidelines.
Washington DC, DC
Lender Price Wholesale is a national mortgage lender offering FHA programs through correspondent channels. Known for strong AE support.
Boston, MA
Planet Home Lending is a national mortgage lender offering VA programs through retail channels. Known for strong AE support.
Salt Lake City, UT
Privately held lender with local market expertise and diverse programs.
Frederick, MD
TPO Lending Partners is a national mortgage lender offering jumbo programs through correspondent channels. Known for competitive pricing.
Columbus, GA
Citizens Bank Mortgage is a national mortgage lender offering VA programs through retail channels. Known for fast turn times.
Foothill Ranch, CA
One of the nation's largest non-bank mortgage lenders. loanDepot offers retail and wholesale channels with competitive rates on conventional, FHA, VA, and jumbo loans.
PennyMac Loan Services
Westlake Village, CA
Top 5 national lender and servicer. PennyMac offers competitive conventional, FHA, VA, and USDA loans through retail and correspondent channels. Strong in purchase and refinance.
Channel mix reflects how lenders distribute in Utah. Wholesale/TPO channels dominate the broker market, while retail and correspondent channels serve direct borrowers and correspondent partners respectively.
Browse city-level lenders or view all Utah profiles above.
LenderBlackbook tracks wholesale, correspondent, and retail channels for every lender in Utah. Use the channel filter to see only TPO-friendly lenders, or filter by comp plan structure (flat fee vs. basis points) to match your brokerage model.
Based on broker-reported data, lenders in Utah average between 2-6 hours for initial pricing response. Debt funds and portfolio lenders typically respond faster than conventional channels.
Most wholesale lenders active in Utah now offer DSCR or non-QM investor programs. Programs vary by minimum DSCR (1.0-1.25), max LTV (75-80%), and seasoning requirements. Check individual lender profiles for program specifics.
Compensation structures in Utah range from 100-275 basis points on wholesale, with some lenders offering flat-fee pricing for high-volume broker partners. LenderBlackbook notes comp plan details on verified profiles.
Close times in Utah range from 14-35 days depending on the lender and product. Portfolio lenders and debt funds typically close in 14-21 days, while correspondent channels average 25-30 days.
Yes. Most lenders tracked in Utah actively finance investment properties, including single-family rentals, multifamily, and short-term rentals. Program availability depends on the lender's investor concentration and state-specific overlays.
LenderBlackbook tracks the details brokers and investors actually care about: channel mix, DSCR appetite, response speed, and who is consistently closing in market. Use these state pages to shortlist lenders with verified programs, stronger execution reputations, and the kind of wholesale intel that keeps files moving.