Mortgage Lenders in New Jersey
12 mortgage lenders serving New Jersey. Compare rates, loan programs, and read verified reviews.
Madison, WI
Top-ranked mortgage lender for customer satisfaction. Full product lineup.
Atlanta, GA
Leading non-QM wholesale lender. Angel Oak specializes in bank statement loans, DSCR loans, asset depletion, and recent credit event programs. Excellent for self-employed and investor borrowers.
Pontiac, MI
The #1 wholesale mortgage lender in the US. UWM offers conventional, FHA, VA, USDA, jumbo, and non-QM loans exclusively through licensed mortgage brokers. Known for fast closings and broker-focused technology.
Brecksville, OH
One of the fastest-growing mortgage lenders in the US with 7,000+ loan officers.
Detroit, MI
America's largest retail mortgage lender. Rocket offers a fully digital mortgage experience for purchase and refinance. Best for borrowers who want a streamlined online process with strong brand recognition.
New York, NY
New York jumbo and non-QM lender. Luxury property financing, foreign national programs, and complex income documentation.
Philadelphia, PA
Philadelphia area mortgage lender offering FHA, VA, conventional, and USDA loans. Down payment assistance programs available.
Coppell, TX
National lender with extensive non-QM and portfolio loan offerings.
Anaheim, CA
Full-service lender and servicer specializing in non-QM and government loans.
Horsham, PA
National lender with reverse mortgage and non-QM specialties.
Westlake Village, CA
Top 5 national lender and servicer. PennyMac offers competitive conventional, FHA, VA, and USDA loans through retail and correspondent channels. Strong in purchase and refinance.
Foothill Ranch, CA
One of the nation's largest non-bank mortgage lenders. loanDepot offers retail and wholesale channels with competitive rates on conventional, FHA, VA, and jumbo loans.
Finding a Mortgage in New Jersey — FAQ
What mortgage programs are available in New Jersey?
New Jersey borrowers have access to conventional loans (Fannie/Freddie), FHA loans (3.5% down), VA loans (0% down for veterans), USDA rural loans, jumbo loans, and non-QM products for self-employed buyers.
What credit score do I need to buy a home in New Jersey?
FHA loans in New Jersey require a minimum 580 FICO (or 500 with 10% down). Conventional loans typically require 620+. For the best rates on jumbo or non-QM loans, aim for 720+.
Are there first-time homebuyer programs in New Jersey?
Yes — many New Jersey lenders offer state-specific down payment assistance, bond programs, and first-time buyer grants. Ask about the New Jersey Housing Finance Agency programs when comparing lenders.
How do I compare mortgage lenders in New Jersey?
Compare APR (not just rate), lender fees, closing timeline, and reviews. Licensed New Jersey lenders are regulated and must be NMLS-registered. Use Lender Blackbook to compare side-by-side and contact multiple lenders.
Are you a mortgage lender in New Jersey?
Claim your free listing on Lender Blackbook and connect with homebuyers in your market.
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