Mortgage Lenders in Hawaii
4 mortgage lenders serving Hawaii. Compare rates, loan programs, and read verified reviews.
Pontiac, MI
The #1 wholesale mortgage lender in the US. UWM offers conventional, FHA, VA, USDA, jumbo, and non-QM loans exclusively through licensed mortgage brokers. Known for fast closings and broker-focused technology.
Detroit, MI
America's largest retail mortgage lender. Rocket offers a fully digital mortgage experience for purchase and refinance. Best for borrowers who want a streamlined online process with strong brand recognition.
Honolulu, HI
Honolulu mortgage lender. VA, conventional, jumbo, and FHA loans for Hawaii homebuyers. Local experts, VA specialists.
Foothill Ranch, CA
One of the nation's largest non-bank mortgage lenders. loanDepot offers retail and wholesale channels with competitive rates on conventional, FHA, VA, and jumbo loans.
Finding a Mortgage in Hawaii — FAQ
What mortgage programs are available in Hawaii?
Hawaii borrowers have access to conventional loans (Fannie/Freddie), FHA loans (3.5% down), VA loans (0% down for veterans), USDA rural loans, jumbo loans, and non-QM products for self-employed buyers.
What credit score do I need to buy a home in Hawaii?
FHA loans in Hawaii require a minimum 580 FICO (or 500 with 10% down). Conventional loans typically require 620+. For the best rates on jumbo or non-QM loans, aim for 720+.
Are there first-time homebuyer programs in Hawaii?
Yes — many Hawaii lenders offer state-specific down payment assistance, bond programs, and first-time buyer grants. Ask about the Hawaii Housing Finance Agency programs when comparing lenders.
How do I compare mortgage lenders in Hawaii?
Compare APR (not just rate), lender fees, closing timeline, and reviews. Licensed Hawaii lenders are regulated and must be NMLS-registered. Use Lender Blackbook to compare side-by-side and contact multiple lenders.
Are you a mortgage lender in Hawaii?
Claim your free listing on Lender Blackbook and connect with homebuyers in your market.
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