Mortgage Lenders in Kansas
8 mortgage lenders serving Kansas. Compare rates, loan programs, and read verified reviews.
Pontiac, MI
The #1 wholesale mortgage lender in the US. UWM offers conventional, FHA, VA, USDA, jumbo, and non-QM loans exclusively through licensed mortgage brokers. Known for fast closings and broker-focused technology.
Detroit, MI
America's largest retail mortgage lender. Rocket offers a fully digital mortgage experience for purchase and refinance. Best for borrowers who want a streamlined online process with strong brand recognition.
Kansas City, MO
Kansas City mortgage lender serving the Midwest. FHA, VA, USDA, and conventional loans. Rural housing specialists.
Lincoln, NE
Lincoln NE mortgage lender. FHA, USDA, VA, and conventional loans. Rural housing and first-time buyer specialists.
Wichita, KS
Wichita KS mortgage lender. FHA, USDA, VA, and conventional loans for Kansas homebuyers. Fast closings, local decisions.
Oklahoma City, OK
Oklahoma City mortgage lender. FHA, VA, USDA, and conventional loans. Rural housing and first-time buyer specialists.
Westlake Village, CA
Top 5 national lender and servicer. PennyMac offers competitive conventional, FHA, VA, and USDA loans through retail and correspondent channels. Strong in purchase and refinance.
Foothill Ranch, CA
One of the nation's largest non-bank mortgage lenders. loanDepot offers retail and wholesale channels with competitive rates on conventional, FHA, VA, and jumbo loans.
Finding a Mortgage in Kansas — FAQ
What mortgage programs are available in Kansas?
Kansas borrowers have access to conventional loans (Fannie/Freddie), FHA loans (3.5% down), VA loans (0% down for veterans), USDA rural loans, jumbo loans, and non-QM products for self-employed buyers.
What credit score do I need to buy a home in Kansas?
FHA loans in Kansas require a minimum 580 FICO (or 500 with 10% down). Conventional loans typically require 620+. For the best rates on jumbo or non-QM loans, aim for 720+.
Are there first-time homebuyer programs in Kansas?
Yes — many Kansas lenders offer state-specific down payment assistance, bond programs, and first-time buyer grants. Ask about the Kansas Housing Finance Agency programs when comparing lenders.
How do I compare mortgage lenders in Kansas?
Compare APR (not just rate), lender fees, closing timeline, and reviews. Licensed Kansas lenders are regulated and must be NMLS-registered. Use Lender Blackbook to compare side-by-side and contact multiple lenders.
Are you a mortgage lender in Kansas?
Claim your free listing on Lender Blackbook and connect with homebuyers in your market.
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