Mortgage Lenders in Texas
19 mortgage lenders serving Texas. Compare rates, loan programs, and read verified reviews.
Scottsdale, AZ
Loan Daddy LLC is a specialty mortgage broker focusing on DSCR loans, investment property financing, and non-QM programs. We work with the top DSCR and non-QM lenders to find the best rate for your deal.
Madison, WI
Top-ranked mortgage lender for customer satisfaction. Full product lineup.
Atlanta, GA
Leading non-QM wholesale lender. Angel Oak specializes in bank statement loans, DSCR loans, asset depletion, and recent credit event programs. Excellent for self-employed and investor borrowers.
Pontiac, MI
The #1 wholesale mortgage lender in the US. UWM offers conventional, FHA, VA, USDA, jumbo, and non-QM loans exclusively through licensed mortgage brokers. Known for fast closings and broker-focused technology.
Brecksville, OH
One of the fastest-growing mortgage lenders in the US with 7,000+ loan officers.
Detroit, MI
America's largest retail mortgage lender. Rocket offers a fully digital mortgage experience for purchase and refinance. Best for borrowers who want a streamlined online process with strong brand recognition.
San Diego, CA
Employee-owned lender known for personalized service and diverse loan programs.
Linthicum, MD
Mid-Atlantic and Southeast focused lender with strong VA and FHA programs.
Albuquerque, NM
Albuquerque NM mortgage lender. FHA, VA, USDA, and conventional loans. Native American Section 184 loan specialists.
Roseville, CA
Employee-owned lender with 2,000+ loan officers. Full product range.
Salt Lake City, UT
Privately held lender with local market expertise and diverse programs.
Dallas, TX
Texas-based lender with national footprint and strong non-QM programs.
Oklahoma City, OK
Oklahoma City mortgage lender. FHA, VA, USDA, and conventional loans. Rural housing and first-time buyer specialists.
Coppell, TX
National lender with extensive non-QM and portfolio loan offerings.
Anaheim, CA
Full-service lender and servicer specializing in non-QM and government loans.
Horsham, PA
National lender with reverse mortgage and non-QM specialties.
Westlake Village, CA
Top 5 national lender and servicer. PennyMac offers competitive conventional, FHA, VA, and USDA loans through retail and correspondent channels. Strong in purchase and refinance.
Foothill Ranch, CA
One of the nation's largest non-bank mortgage lenders. loanDepot offers retail and wholesale channels with competitive rates on conventional, FHA, VA, and jumbo loans.
Virginia Beach, VA
Wholesale-to-retail lender known for competitive pricing and tech platform.
Finding a Mortgage in Texas — FAQ
What mortgage programs are available in Texas?
Texas borrowers have access to conventional loans (Fannie/Freddie), FHA loans (3.5% down), VA loans (0% down for veterans), USDA rural loans, jumbo loans, and non-QM products for self-employed buyers.
What credit score do I need to buy a home in Texas?
FHA loans in Texas require a minimum 580 FICO (or 500 with 10% down). Conventional loans typically require 620+. For the best rates on jumbo or non-QM loans, aim for 720+.
Are there first-time homebuyer programs in Texas?
Yes — many Texas lenders offer state-specific down payment assistance, bond programs, and first-time buyer grants. Ask about the Texas Housing Finance Agency programs when comparing lenders.
How do I compare mortgage lenders in Texas?
Compare APR (not just rate), lender fees, closing timeline, and reviews. Licensed Texas lenders are regulated and must be NMLS-registered. Use Lender Blackbook to compare side-by-side and contact multiple lenders.
Are you a mortgage lender in Texas?
Claim your free listing on Lender Blackbook and connect with homebuyers in your market.
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