Leading non-QM wholesale lender. Angel Oak specializes in bank statement loans, DSCR loans, asset depletion, and recent credit event programs. Excellent for self-employed and investor borrowers.

Wholesale OnlyBroker-Friendly

Closes in30d

Min DSCR0.97

Max LTV85%

Responds2h

✦Featured

Caliber Home Loans

Caliber Home LoansColorado Springs, CO49 states licensed

Caliber Home Loans is a national mortgage lender offering non-QM programs through correspondent channels. Known for competitive pricing.

Wholesale OnlyBroker-FriendlyCompetitive RatesFast Close

Carrington Mortgage

Carrington MortgageSpringfield, IL41 states licensed

Carrington Mortgage is a national mortgage lender offering FHA programs through retail channels. Known for flexible guidelines.

Wholesale OnlyNon-QM SpecialistBroker-FriendlyCompetitive Rates

Fairway Independent Mortgage

Fairway Independent MortgageMadison, WI23 states licensed

Top-ranked mortgage lender for customer satisfaction. Full product lineup.

Competitive RatesBroker-FriendlyWholesale Only

Broker reviews pending

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Finance of America

Finance of AmericaBaton Rouge, LA46 states licensed

Finance of America is a national mortgage lender offering conventional programs through correspondent channels. Known for flexible guidelines.

Fast CloseBroker-Friendly

Broker reviews pending

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Homebridge Financial

Homebridge FinancialKnoxville, TN50 states licensed

Homebridge Financial is a national mortgage lender offering jumbo programs through wholesale channels. Known for fast turn times.

Non-QM SpecialistFast Close

Broker reviews pending

✦Featured

Movement Mortgage Wholesale

Movement Mortgage WholesaleMadison, WI26 states licensed

Movement Mortgage Wholesale is a national mortgage lender offering conventional programs through retail channels. Known for competitive pricing.

Non-QM SpecialistCompetitive Rates

Broker reviews pending

✦Featured

Rocket Mortgage

✓ Elite

Rocket Mortgage (Quicken Loans)Detroit, MI50 states licensed

America's largest retail mortgage lender. Rocket offers a fully digital mortgage experience for purchase and refinance. Best for borrowers who want a streamlined online process with strong brand recognition.

Non-QM SpecialistTechnology-ForwardFast Close

SI Wholesale

✓ Elite

SI WholesaleLas Vegas, NV49 states licensed

SI Wholesale is a national mortgage lender offering DSCR programs through wholesale channels. Known for fast turn times.

Wholesale OnlyFast CloseTechnology-ForwardCompetitive Rates

United Wholesale Mortgage

✓ Pro Verified

United Wholesale Mortgage (UWM)Pontiac, MI50 states licensed

The #1 wholesale mortgage lender in the US. UWM offers conventional, FHA, VA, USDA, jumbo, and non-QM loans exclusively through licensed mortgage brokers. Known for fast closings and broker-focused technology.

Technology-ForwardBroker-Friendly

ACRA Lending

ACRA LendingNew York City, NY14 states licensed

ACRA Lending is a national mortgage lender offering non-QM programs through wholesale channels. Known for competitive pricing.

Broker-FriendlyFast CloseTechnology-ForwardWholesale Only

Broker reviews pending

Bayview Loan Servicing

Bayview Loan ServicingFort Collins, CO36 states licensed

Bayview Loan Servicing is a national mortgage lender offering FHA programs through correspondent channels. Known for flexible guidelines.

Broker-FriendlyWholesale OnlyCompetitive Rates

Broker reviews pending

Citizens Bank Mortgage

Citizens Bank MortgageColumbus, GA48 states licensed

Citizens Bank Mortgage is a national mortgage lender offering VA programs through retail channels. Known for fast turn times.

Competitive RatesWholesale Only

Broker reviews pending

Flagstar Bank Wholesale

✓ Elite

Flagstar Bank WholesalePhoenix, AZ48 states licensed

Flagstar Bank Wholesale is a national mortgage lender offering jumbo programs through correspondent channels. Known for fast turn times.

Broker-FriendlyFast Close

Broker reviews pending

Freedom Mortgage Wholesale

Freedom Mortgage WholesaleReno, NV50 states licensed

Freedom Mortgage Wholesale is a national mortgage lender offering FHA programs through wholesale channels. Known for fast turn times.

Broker-FriendlyWholesale OnlyCompetitive Rates

Broker reviews pending

loanDepot

✓ Verified

loanDepotFoothill Ranch, CA50 states licensed

One of the nation's largest non-bank mortgage lenders. loanDepot offers retail and wholesale channels with competitive rates on conventional, FHA, VA, and jumbo loans.

Non-QM SpecialistBroker-Friendly

Broker reviews pending

Mortgage Wholesale Direct

Mortgage Wholesale DirectRiverside, CA32 states licensed

Mortgage Wholesale Direct is a national mortgage lender offering non-QM programs through retail channels. Known for strong AE support.

Fast CloseCompetitive Rates

Broker reviews pending

Newrez Wholesale

Newrez WholesaleCincinnati, OH39 states licensed

Newrez Wholesale is a national mortgage lender offering VA programs through retail channels. Known for competitive pricing.

Broker-FriendlyNon-QM SpecialistTechnology-ForwardFast Close

Broker reviews pending

Pennymac

✓ Verified

PennyMac Loan ServicesWestlake Village, CA44 states licensed

Top 5 national lender and servicer. PennyMac offers competitive conventional, FHA, VA, and USDA loans through retail and correspondent channels. Strong in purchase and refinance.

Wholesale OnlyTechnology-Forward

Broker reviews pending