Leading non-QM wholesale lender. Angel Oak specializes in bank statement loans, DSCR loans, asset depletion, and recent credit event programs. Excellent for self-employed and investor borrowers.

Wholesale OnlyBroker-Friendly

Closes in30d

Min DSCR0.97

Max LTV85%

Responds2h

✦Featured

Caliber Home Loans

Caliber Home LoansColorado Springs, CO49 states licensed

Caliber Home Loans is a national mortgage lender offering non-QM programs through correspondent channels. Known for competitive pricing.

Wholesale OnlyBroker-FriendlyCompetitive RatesFast Close

Carrington Mortgage

Carrington MortgageSpringfield, IL41 states licensed

Carrington Mortgage is a national mortgage lender offering FHA programs through retail channels. Known for flexible guidelines.

Wholesale OnlyNon-QM SpecialistBroker-FriendlyCompetitive Rates

CrossCountry Mortgage

CrossCountry MortgageBrecksville, OH23 states licensed

One of the fastest-growing mortgage lenders in the US with 7,000+ loan officers.

Wholesale OnlyCompetitive Rates

Broker reviews pending

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Fairway Independent Mortgage

Fairway Independent MortgageMadison, WI23 states licensed

Top-ranked mortgage lender for customer satisfaction. Full product lineup.

Competitive RatesBroker-FriendlyWholesale Only

Broker reviews pending

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Finance of America

Finance of AmericaBaton Rouge, LA46 states licensed

Finance of America is a national mortgage lender offering conventional programs through correspondent channels. Known for flexible guidelines.

Fast CloseBroker-Friendly

Broker reviews pending

✦Featured

Guild Mortgage Wholesale

Guild Mortgage WholesaleOklahoma City, OK11 states licensed

Guild Mortgage Wholesale is a national mortgage lender offering DSCR programs through correspondent channels. Known for flexible guidelines.

Non-QM SpecialistTechnology-ForwardWholesale OnlyBroker-Friendly

Homebridge Financial

Homebridge FinancialKnoxville, TN50 states licensed

Homebridge Financial is a national mortgage lender offering jumbo programs through wholesale channels. Known for fast turn times.

Non-QM SpecialistFast Close

Broker reviews pending

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Lender Price Wholesale

✓ Pro Verified

Lender Price WholesaleWashington DC, DC20 states licensed

Lender Price Wholesale is a national mortgage lender offering FHA programs through correspondent channels. Known for strong AE support.

Broker-FriendlyNon-QM SpecialistTechnology-ForwardCompetitive Rates

Loan Daddy LLC

✓ Elite

Loan Daddy LLC — Investment Property SpecialistsScottsdale, AZ12 states licensed

Loan Daddy LLC is a specialty mortgage broker focusing on DSCR loans, investment property financing, and non-QM programs. We work with the top DSCR and non-QM lenders to find the best rate for your deal.

Competitive RatesNon-QM Specialist

Movement Mortgage Wholesale

Movement Mortgage WholesaleMadison, WI26 states licensed

Movement Mortgage Wholesale is a national mortgage lender offering conventional programs through retail channels. Known for competitive pricing.

Non-QM SpecialistCompetitive Rates

Broker reviews pending

✦Featured

Rocket Mortgage

✓ Elite

Rocket Mortgage (Quicken Loans)Detroit, MI50 states licensed

America's largest retail mortgage lender. Rocket offers a fully digital mortgage experience for purchase and refinance. Best for borrowers who want a streamlined online process with strong brand recognition.

Non-QM SpecialistTechnology-ForwardFast Close

SI Wholesale

✓ Elite

SI WholesaleLas Vegas, NV49 states licensed

SI Wholesale is a national mortgage lender offering DSCR programs through wholesale channels. Known for fast turn times.

Wholesale OnlyFast CloseTechnology-ForwardCompetitive Rates

United Wholesale Mortgage

✓ Pro Verified

United Wholesale Mortgage (UWM)Pontiac, MI50 states licensed

The #1 wholesale mortgage lender in the US. UWM offers conventional, FHA, VA, USDA, jumbo, and non-QM loans exclusively through licensed mortgage brokers. Known for fast closings and broker-focused technology.

Technology-ForwardBroker-Friendly

AmeriHome Mortgage

AmeriHome MortgageFort Collins, CO34 states licensed

AmeriHome Mortgage is a national mortgage lender offering VA programs through correspondent channels. Known for strong AE support.

Wholesale OnlyBroker-Friendly

Broker reviews pending

Bayview Loan Servicing

Bayview Loan ServicingFort Collins, CO36 states licensed

Bayview Loan Servicing is a national mortgage lender offering FHA programs through correspondent channels. Known for flexible guidelines.

Broker-FriendlyWholesale OnlyCompetitive Rates

Broker reviews pending

Citizens Bank Mortgage

Citizens Bank MortgageColumbus, GA48 states licensed

Citizens Bank Mortgage is a national mortgage lender offering VA programs through retail channels. Known for fast turn times.

Competitive RatesWholesale Only

Broker reviews pending

CMG Financial

CMG FinancialSpringfield, MA32 states licensed

CMG Financial is a national mortgage lender offering jumbo programs through retail channels. Known for competitive pricing.

Wholesale OnlyNon-QM SpecialistCompetitive Rates

Broker reviews pending

Flagstar Bank Wholesale

✓ Elite

Flagstar Bank WholesalePhoenix, AZ48 states licensed

Flagstar Bank Wholesale is a national mortgage lender offering jumbo programs through correspondent channels. Known for fast turn times.

Broker-FriendlyFast Close

Broker reviews pending

Freedom Mortgage Wholesale

Freedom Mortgage WholesaleReno, NV50 states licensed

Freedom Mortgage Wholesale is a national mortgage lender offering FHA programs through wholesale channels. Known for fast turn times.

Broker-FriendlyWholesale OnlyCompetitive Rates

Broker reviews pending

Guild Mortgage

Guild MortgageSan Diego, CA12 states licensed

Employee-owned lender known for personalized service and diverse loan programs.

Technology-ForwardCompetitive Rates

Broker reviews pending

LendSure Mortgage

LendSure MortgageKnoxville, TN22 states licensed

LendSure Mortgage is a national mortgage lender offering VA programs through retail channels. Known for flexible guidelines.

Wholesale OnlyTechnology-Forward

Broker reviews pending

LoanCare

LoanCareVirginia Beach, VA10 states licensed

Wholesale-to-retail lender known for competitive pricing and tech platform.

Wholesale OnlyNon-QM SpecialistBroker-Friendly

Broker reviews pending

loanDepot

✓ Verified

loanDepotFoothill Ranch, CA50 states licensed

One of the nation's largest non-bank mortgage lenders. loanDepot offers retail and wholesale channels with competitive rates on conventional, FHA, VA, and jumbo loans.

Non-QM SpecialistBroker-Friendly

Broker reviews pending

NFM Lending

NFM LendingLinthicum, MD10 states licensed

Mid-Atlantic and Southeast focused lender with strong VA and FHA programs.

Competitive RatesWholesale OnlyNon-QM SpecialistTechnology-Forward

Broker reviews pending

Pennymac

✓ Verified

PennyMac Loan ServicesWestlake Village, CA44 states licensed

Top 5 national lender and servicer. PennyMac offers competitive conventional, FHA, VA, and USDA loans through retail and correspondent channels. Strong in purchase and refinance.

Wholesale OnlyTechnology-Forward

Broker reviews pending